Brackenfell - 021 982 0965
  Eersteriver - 021 902 0246

Clients for life.

This is FPS.

Check the rules before buying in a security estate

With security estates increasingly becoming sought-after places in which to live, particularly where people are looking for the ‘safe’ environment estates offer, it is important that purchasers be made aware of certain points before they decide on a particular estate.

This is according to Michael Bauer, managing director of estate agency, who says in many cases, the buyer does not read the conduct or the management rules - often referred to constitution or memorandum of incorporation - of the scheme before they sign an offer to purchase, and agents must ensure that their buyers do not make this mistake.

Bauer says when buyers sign a purchase agreement, the usual process is to go through the financial documents of the scheme they are interested in, and all the rules - which may include, but not limited to, the constitution, conduct rules, architectural design guidelines, landscaping guidelines - should be attached to the same agreement so they can go through these as well.

According to Bauer, it is very important that buyers check whether the rules could possibly have punitive conditions, such as penalty interest for building, which could impact negatively on their enjoyment of living there, as well as general rights to comforts within the scheme.

He says some of these rules relate to building codes and architectural guidelines, but some of these also relate to services within the estate, fines that can be imposed for misconduct or breach of the rules or non-payment of levies. Some prohibit the ownership of pets, or place conditions on the type or size of pets allowed.

Bauer says the homeowner’s association (HOA) rules should, if the home is to be rented out on a long- or short-term let, also be given to the tenant to read and to sign before they move in.

Owners and tenants are bound by the HOA rules, however onerous they might be, and there have been cases where the HOA’s processes included preventing owners or tenants from buying electricity and water vouchers for the prepaid meters until the breach was remedied, says Bauer.

He says there have been instances where the rules also made provision for dealing with unpaid levies in the same way, in that no electricity or water top-ups could be bought unless the levies were up to date.

According to Bauer, the owners of properties in any estate are legally bound to the HOA rules as these are registered as a title deed restriction in favour of the HOA, and tenants are obliged to follow the same rules as owners in the estate.

While these are usually put in place to protect the interests of all the owners in the estate, Bauer says they can become or be seen to be an infringement on the basic rights to an enjoyment of a property.

Bauer says buyers must be sure that they can abide by all the rules if buying into an estate run by an HOA or body corporate as these are not likely to change, and challenging them later can be a lengthy and expensive exercise.
8A Gert Kotze Street,
Western Cape,
South Africa, 7560
021 982 0965
021 982 2509

23 A Plein Street,
Grand Central,
Eerste River,
Western Cape,


021 902 0246

021 982 2509


Founded by Freddie P. Steyn in 2015, FPS Properties is one of the newest estate agencies in the Northern Suburbs of Cape Town. We are professional, dynamic and fully accredited estate agency. We strive to give all our clients professional and cost effective services to ensure that your property is rented or sold within the amount of time.

FPS Properties is supported by FPS Attorneys who will ensure that all transactions are correctly executed and furthermore will gladly assist with any and all legal queries to give you the added peace of mind.

Our agents are friendly and efficient and will gladly do free property valuations and provide sound property advice.

In short FPS Properties’ philosophy is simple… that by working closely with the client and becoming attuned to their business ethos, we can deliver pro-active and effective solutions thus creating ~ ”Clients for Life”